Are you seeking individual professional help?

The issues critical to the design & implementation of a successful SEPP plan are:

• Integrated design of a plan or plans that meet your financial needs today.


• Similarly, plan design that creates flexibility in future years when your financial needs change.


• Plan(s) that are IRS compliant with an "iron clad" guarantee / professional opinion.


• Plan(s) that execute correctly over multiple years which avoid or eliminate costly errors.

Unfortunately, the professionals to which most taxpayers turn DO NOT have your best interests first. Bankers, insurance professionals, financial advisors, trustees, custodians, plan advisors all have competing interests to yours. The only place to turn is to a professional who: (1) is well versed to expert in IRC §72(t) distribution plans; (2) provides no other product or services other than expert planning and tax advice to you.

William J. Stecker is the owner of The Marble Group, Ltd., an organization dedicated to expert tax advice only (Bill holds no securities licenses and therefore does not advise or sell any securities). Bill (who often posts as “TheBadger”) has a Master of Science in Accountancy from DePaul University. He is the author of "A Practical Guide to Substantially Equal Periodic Payments & Internal Revenue Code §72(t)", the only known text on this subject. He has devoted the last 10 years to the exclusive representation of taxpayers in the design and opining of distribution plans as well as the representation of taxpayers before the IRS for private letter rulings and examinations of distribution plans.

IRC §72(t)(2)(A)(iv) which defines these distribution plans is only 38 words long. By its brevity, it is filled with both opportunities as well as traps that can be very costly. The costs associated with an error can easily become more than 100% of your planned annual distribution. Call Bill to get an in-depth understanding of the knowledge and services he provides. Comparatively, it is a small expenditure to obtain the right answers for you and guaranteed to be correct.

William J. Stecker
The Marble Group
28 East Jackson Bldg
10th Floor #M29
Chicago, IL 60604
Phone: 312-361-0221
Fax: 312-277-9550
themarblegroup@wispertel.net
wjstecker@wispertel.net